Life Settlement Case ExamplesCase Example #1
Objective - Reduce Life Insurance Premiums While Maintaining Coverage.
Current Policy
Male
Age 74
Death Benefit - $3,000,000
Cash Value - $140,000
Annual Premium - $93,000
Through a life settlement, the client received $450,000 and used it to fund a new $3M policy.
New Policy
Male
Age 74
Death Benefit - $3,000,000
Cash Value - $450,000
Annual Premium - $81,000
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Case Example #2
Male
Age 80
Death Benefit - $1,200,000
Cash Value - $ 72,000
Annual Premium - $42,000
Life Settlement = $375,000
The client received $375,000 from a policy he was going to surrender for $72,000!
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